Payments made simple

Light up your checkout.
Get paid your way.

Spin The Torch helps businesses of every size accept payments from customers anywhere. Share a payment link, send customers to a hosted checkout, or connect through our API — and know the moment money arrives.

Built for every business

Whatever you sell, we'll help you get paid.

From a solo shop to a growing platform, Spin The Torch gives you the tools to accept payments and keep track of every one of them.

Commerce

Online stores

Add a checkout to your storefront or send customers a link. Prices show in USD while customers pay with the method they prefer.

Digital

Software and digital goods

Sell licenses, downloads, and memberships, and unlock access automatically as soon as a payment is confirmed.

Services

Professional services

Bill clients for projects, retainers, and consultations with a payment link you can text, email, or drop into an invoice.

Platforms

Marketplaces

Collect from buyers and send payouts to sellers, vendors, and contractors from a single balance.

Local

Retail and hospitality

Show a QR code at the counter, table, or front desk. Customers scan and pay from their phone in seconds.

Community

Nonprofits and creators

Accept donations, tips, and event tickets with open-amount links your supporters can pay from anywhere in the world.

Products

Everything you need to get paid.

Start without writing a line of code, then go deeper with the API when you're ready.

No code

Payment links

Create a reusable link with a fixed or open amount and share it anywhere: your site, social profiles, email, or a printed QR code.

Checkout

Hosted checkout

A branded payment page on your own link. Collect customer details, show the right payment instructions, and confirm when the payment lands.

Developers

Payments API

A REST API with webhooks, so you can create payments and track them from your own website or app.

Notify

Alerts and receipts

Get notified when a payment completes, expires, or is paid out, with optional email receipts for you and your customers.

Send money

Payouts

Pay suppliers, partners, and customers from your balance using the same methods you accept payments with.

Operations

Business dashboard

See every transaction, manage your team, look up customers, and export records for your accounting.

Compliance

Know who's paying, and from where.

Spin The Torch includes KYC and geolocation solutions alongside payments, so you can meet your compliance requirements without juggling separate vendors.

  • KYC identity verification — verify your customers' identity before they pay or receive a payout.
  • Geolocation — confirm where customers are located and only accept payments from the regions you serve.
  • One provider — payments, identity, and location checks handled together, with one team to call.
Payment methods

Meet customers where they pay.

One setup covers them all. Turn on the methods that fit your business and switch them off any time.

Wallets

Digital wallets

Let customers pay with familiar apps such as Cash App, Apple Pay, and Google Pay, where enabled for your account.

Bitcoin

Lightning and on-chain

Instant Bitcoin payments over the Lightning Network from wallets like Cash App and Strike, plus standard on-chain BTC.

Stablecoins

USDC, USDT, PYUSD

Dollar-denominated payments on Ethereum and Solana, without the price swings of other digital assets.

Digital assets

ETH, SOL, LTC

Accept Ethereum, Solana, and Litecoin, with a unique address for every payment so reconciliation is automatic.

Pricing

Priced in dollars

Set prices in USD. We handle the conversion and show customers exactly what to pay in their chosen method.

Global

Borderless by default

Many of our methods work across borders, so customers anywhere can pay you without a local bank account.

How it works

From checkout to confirmed in three steps.

1

Request

Create a payment from your dashboard or our API, or send your customer a payment link or hosted checkout page.

2

Pay

Your customer picks how they want to pay and completes it from their phone or computer. We watch for the payment in real time.

3

Confirm

Your balance updates, you're notified, and a receipt goes out if you've turned them on. Fulfill the order with confidence.

Get in touch

Ready to get paid?

Tell us about your business and how your customers like to pay. We'll help you choose the right setup and get you live quickly.